Getting Your 24x7 Gold Loan Top-Up Is Easy

Getting Your 24x7 Gold Loan Top-Up Is Easy (1).png

The 24x7 Top-Up Gold Loan offered by Muthoot FinCorp ONE is a convenient financial solution for existing Gold Loan customers. This value-added service allows our customers to obtain the residual amount without any hassle or extensive paperwork.

Let’s look at the disbursement process of the 24x7 Top-Up loan and how much time it takes for the loan to be disbursed.

  • Zero-Paperwork Process: One of the key advantages of the 24x7 Top-Up loan is its zero-paperwork process. Since it is a top-up on your existing Gold Loan, you do not need to submit any additional documents. The necessary paperwork has already been submitted for your active Gold Loan, streamlining the process and eliminating the need for repetitive documentation.

  • Loan Amount and Eligibility: You can avail of a minimum top-up loan of Rs.1000 and a maximum of Rs.5,00,000 in a day, subject to the available top-up amount sanctioned for you. The eligibility for multiple 24x7 Top-Up loans depends on your Loan to Value (LTV) conditions and the residual balance available in your active Gold Loan account.

  • Interest Rate and Tenure: The 24x7 Top-Up loan carries the same interest rate as your corresponding active Gold Loan. This ensures consistency and transparency in terms of the financial obligations. Additionally, the tenure of your 24x7 Top-Up loan will be the remaining tenure of your corresponding active Gold Loan. However, please note that only active Gold Loans with a minimum residual tenure of 50 days will be considered for a top-up loan.

  • Quick Disbursal: The 24x7 Top-Up loan disbursal process is designed to be quick and hassle-free. With minimal wait time, you can access the funds you need without delays. Muthoot FinCorp ONE understands the importance of timely financial assistance and strives to provide a seamless experience for its customers.

Muthoot FinCorp ONEoffers a range of additional services to enhance your Gold Loan experience:

  • Gold Loan from Home in 30 minutes: Muthoot FinCorp ONE allows you to apply for a Gold Loan from the comfort of your home, with quick doorstep service available within 30 minutes*.

  • Gold Loan Amount Calculator: Use the Gold Loan Calculator on the Muthoot FinCorp ONE app or website to instantly know the worth of your gold and unlock its value for a loan.

  • Gold Loan Plans: Choose from a variety of Gold Loan plans that cater to your financial needs and preferences.

  • Gold Loan Safety: Muthoot FinCorp ensures the utmost safety and security of your gold. With OTP-verified Loan Manager home visits, BIS Standard 9400 compliant gold storage, and insurance coverage during transit, your gold is in safe hands.

  • Instant Money with Gold Loans: Get no-questions-asked, super secure quick Gold Loans either from the comfort of your home or at any of the 3600+ Muthoot FinCorp Lt.’s branches across India.

Obtaining a 24x7 Top-Up loan from Muthoot FinCorp ONE is a convenient and time-efficient process for our existing Gold Loan customers. With minimal paperwork, quick disbursal, and competitive interest rates, this value-added service ensures that you can access the residual amount on your Gold Loan without any hassle. Take advantage of the seamless experience offered by Muthoot FinCorp ONEand meet your financial requirements with ease.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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