Make Your Gold Work
Seamless,
At-Home Gold Loans
No Processing Fee*
10.95%* p.a. (0.91%* p.m) Lowest Interest Rate
*Available only in select cities. T&C applied.
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Know Your Gold’s Worth, Instantly
Use our Gold Loan Calculator to unlock the value of your gold, right here, right now.
Gold loan Calculator
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Loan to Value: ₹0/gm**
Note: Gold prices fluctuate daily, hence your final Gold Loan amount will be based on the maximum Loan To Value (LTV) of your gold jewellery appraised on that particular day along with the scheme you select.
**Loan-To-Value (LTV) is calculated based on the purity of gold in the gold ornaments. It is also subject to change depending on the customer's location/MFL branch where the gold loan account is opened.
Gold Loan Plans Customers Prefer The Most
Choose a plan to cover your finances
Your Gold is Safe at All Times, From Your Home, Straight Into Our Vault
Loan Manager home visits are OTP-verified
Gold stored at Muthoot FinCorp branch near you
BIS Standard 9400 compliance for gold storage & safety
Gold is insured & tracked during transit
Why Muthoot FinCorp ONE
Muthoot FinCorp ONE comes with the Muthoot Pappachan Group's (Muthoot Blue) trademark trust and customer service, powered by our team of dedicated finance experts always willing to serve you.
135 years+
of legacy
Trust of over 1 Cr.
customers
4500+ branches
across India
The Customer Is Always Right
Trust is a key component to the way we treat our customers
Mithun
Corporate Professional
Soundhary
Homemaker
Santosh
Engineer, major IT firm
The All-In-One
Financial App
You can get Gold Loans, buy eSwarna Digital Gold, and trade in Forex with the Muthoot FinCorp ONE app whenever and wherever you want. You can expect more updates, more services, and more of what Muthoot FinCorp does best: make life easy for you.
Download The App
Frequently Asked Questions
What is a Gold Loan from Home?
A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home in 30 minutes* and at a 0%** processing fee and carry your gold jewellery safely to a nearby Muthoot FinCorp branch. So, you don’t have to worry about traveling with your gold jewellery.
**Available in selected cities
What are the benefits of getting a Gold Loan from Home?
When you book an appointment for a Gold Loan from Home, we come to your home to collect the gold jewellery at your preferred date and time, making the process easy, hassle-free, and quick in 30 minutes*. Additionally, we carry your pledged gold jewellery to a nearby Muthoot FinCorp branch in a GPS-tracked safe locker, so you don’t have to carry it yourself. Your pledged gold jewellery is automatically insured as an added layer of protection.
How is a Gold Loan from Home different from a traditional Gold Loan?
A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home in 30 minutes* and at a 0% processing fee and carry your gold jewellery safely to a nearby Muthoot FinCorp branch. So, you don’t have to worry about traveling with your gold jewellery.
What are the different Gold Loan schemes available for Gold Loan from Home?
We offer various schemes on our Gold Loan from Home that you can get through our app. To check the details of the different schemes available please visit the Gold Loan page on the app.
What is the tenure for repayment of a Gold Loan from Home?
You can choose the tenure of your liking depending on your loan amount and the various Gold Loan schemes available when you get our Gold Loan from Home. Please go through the different schemes in detail before selecting the tenure and scheme.
What is a holiday period in a Gold Loan from Home?
A holiday period is a period in a loan during which the interest slab remains the same. You can ask about the holiday period in your selected scheme from our Loan Manager, once you make an appointment with us for a Gold Loan from Home.
Can I make changes to the existing Gold Loan from Home schemes available?
All our schemes have been designed keeping the best interest of our customers in mind and you can pick the scheme of your liking basis the loan amount, rate of interest, and other parameters that work best for you. To check the details of the schemes available please visit the Gold Loan page on the app.
In which cities is Gold Loan from Home available?
Currently we offer a Gold Loan from Home in Bangalore, Mumbai, Kolkata, Cochin, Trivandrum, Delhi-NCR, Bhubaneswar, Chandigarh, Pune, Jaipur, Indore and Ahmedabad. Gold Loan from Home is coming soon to more cities in India.
What is Loan-to-Value (LTV) rate for Gold Loans and how does it impact my loan amount?
The LTV (Loan-to-Value) rate determines your maximum Gold Loan amount eligibility for the appraised value of your gold jewellery. Since gold prices fluctuate daily, it directly impacts your maximum loan eligibility. Additionally, the scheme you select also determines the final Gold Loan amount. For more details please check the Muthoot FinCorp ONE app to understand your borrowing capacity.
