Grow Your
Investments With eSwarna Digital Gold

Start with as little as Re. 1


The Smarter
Way To Invest
In eSwarna Digital Gold

buy as low

Start investing with as low as Re. 1

sell anytime

eSwarna Digital Gold is 99.9% pure

24k gold
  • 1
  • 2

Start investing with India's leader in eSwarna Digital Gold

Powered by Muthoot Exim Pvt. Ltd.

Powered by Muthoot Exim Pvt. Ltd.

Why eSwarna Digital Gold?

Buy eSwarna digital gold online as it is a cost-effective and convenient way of purchasing gold online in fractions of the amount as low as Re. 1

30 minutes door step service

You have the luxury to buy gold at anytime from anywhere

gold vault

Unlike physical gold, you don’t have to worry about theft

process fee

There are no making charges incurred for Gold


The process is safe and easy

Why Muthoot FinCorp ONE

Muthoot FinCorp ONE, as an SBU of Muthoot FinCorp Limited, is a one-stop solution to cover all your finances. With a legacy spanning over 135 years and the trust of more than 1 crore customers driving us, you can be confident that when you are with us, you are with the best in the business.


135 years+
of legacy


Trust of over 1 Cr.


4500+ branches
across India

The Customer Is Always Right

Trust is a key component to the way we treat our customers

all in oneall in one

The All-In-One

Financial App

You can get Gold Loans, buy eSwarna Digital Gold, and trade in Forex with the Muthoot FinCorp ONE app whenever and wherever you want. You can expect more updates, more services, and more of what Muthoot FinCorp does best: make life easy for you.

Download The App

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Frequently Asked Questions

eSwarna Digital Gold is the virtual method of buying and investing in gold without having to physically hold the gold. When you buy eSwarna Digital Gold on Muthoot FinCorp ONE , the corresponding physical gold is stored at secure vaults by Muthoot EXIM appointed custodian Sequel Logistics completely free of cost. Your gold is always 100% safe and secure at no extra cost.

Muthoot EXIM offers 999 fineness also known as 24 karat purity through Muthoot FinCorp ONE platform.

Your investment is 100% safe and secure with Muthoot EXIM. The physical gold is stored in secure vaults by Muthoot EXIM appointed custodian Sequel Logistics.

On every purchase transaction GST is payable at the applicable rate from time to time. No GST will be applicable for sale transactions.

Yes, you can encash the gold purchased on Muthoot FinCorp ONE platform any time after 24 working hours from the time of purchase. We will soon be introducing the option to convert eSwarna Digital Gold into jewellery or gold coins.

Please feel free to write to us at

In the event of a customer’s death, their legal heir can claim the gold by submitting necessary documents to establish his/her claim . Once their identity has been verified we will substitute the legal heir in place of the deceased customer.

All Buy/Sell transactions on Muthoot FinCorp ONE are based on the live gold rate reflected on the app. This price is locked for 4 mins and 30 secs for the customer to complete the transaction. In case the transaction is not completed within the given time frame, the system is refreshed with the live gold rate.

If any payment has been debited from your UPI account, and the gold has not credited to your gold balance, an automatic refund will be initiated by us, and the amount will be credited to your bank account within 3-5 working days. For further queries you may also contact our customer care team at

We support UPI as the payment method for the transaction of eSwarna Digital Gold on Muthoot FinCorp ONE.