Ornaments That Gives The Best Gold Loan LTV


Gold Loan from Home by Muthoot FinCorp ONE allows the convenience to get a loan against your gold jewellery right from the comfort of your home.

Today we will answer some questions about Gold Loans from Home and explore the ornaments that provide the best Loan-to-Value.

1. What is a Gold Loan from Home?

A Gold Loan from Home enables you to secure a loan against your gold jewellery without leaving your home. It is convenient, secure, and takes just 30 minutes for loan disbursal*. Muthoot FinCorp ONE has taken the hassle out of the traditional Gold Loan process, making it easier than ever to access quick funds when you need them most.

2. What are the benefits of getting a Gold Loan from Home?

Getting a Gold Loan from Home comes with a host of benefits. When you schedule an appointment, our team will come to your doorstep to collect your gold jewellery at a time that suits you.

This ensures a quick and hassle-free process, with loan disbursal taking as little as 30 minutes*. What's more, your pledged gold jewellery is carried safely to a nearby Muthoot FinCorp branch in a GPS-tracked safe locker, eliminating any security concerns. And as an added layer of protection, your pledged jewellery is automatically insured.

3. How is a Gold Loan from Home different from a traditional Gold Loan?

One of the key differences between a Gold Loan from Home and a traditional Gold Loan is the convenience factor. With the former, you don't need to visit a bank; instead, the entire process is carried out in the comfort of your home. This not only saves you time but also eliminates the need to travel with your valuable gold jewellery.

Additionally, Muthoot FinCorp ONE offers a Gold Loan from Home with zero processing fees, making it even more attractive.

Now that we have addressed some essential questions about Gold Loans from Home, let us delve into the top 5 ornaments that give you the best Loan-to-Value (LTV):

1. Gold Necklaces and Chains: These are among the most common ornaments used for Gold Loans. They have a high LTV due to their purity and relatively straightforward assessment process.

2. Gold Bangles and Bracelets: Like necklaces and chains, gold bangles and bracelets are often used as collateral for Gold Loans. Their LTV is competitive, making them a popular choice among borrowers.

3. Gold Earrings: Earrings, especially those with a higher gold content, can also fetch a good LTV. Ensure they are in good condition, as the overall value depends on the quality and purity of the gold.

4. Gold Rings: While rings may have slightly lower LTV compared to larger items like necklaces or coins, they are still valuable assets for obtaining a Gold Loan. The LTV may vary depending on the design and purity of the ring.

A Gold Loan from Home by Muthoot FinCorp ONE offers a convenient and swift way to access funds when you need them. By choosing the right ornaments for your loan, you can maximize your Loan-to-Value and secure the financial support you require.

So, if you're in need of quick cash, consider unlocking the value of your gold jewellery with Muthoot FinCorp ONE's Gold Loan from Home.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

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