Are NCDs the Best Kept Secret for Regular, Reliable Returns?


So, what exactly are NCDs? They are Non-Convertible Debentures or debt instruments issued by companies to raise capital from investors like you. These instruments offer fixed interest rates and specific maturity periods during which regular and fixed interest payments are made to the debenture holders. Unlike convertible debentures, NCDs cannot be converted into equity shares. They provide a steady income with interest payments distributed periodically, based on the terms of the debenture. At the end of the maturity period, the principal amount is returned to the debenture holders.

Why Choose Muthoot FinCorp Ltd.'s NCDs?

Muthoot FinCorp Ltd.'s NCDs stand out for several reasons. First and foremost, we offer higher interest rates compared to traditional fixed deposit schemes or savings accounts available in the market. With these NCDs, you stand to potentially gain higher returns on your investments.

Additionally, these NCDs provide a regular income stream through periodic interest payouts, which can be monthly, quarterly, or annually. This feature is particularly advantageous if you are seeking a reliable income source from your investments.

Furthermore, investing in Muthoot FinCorp Ltd.'s NCDs can diversify your investment portfolio. They serve as an alternative investment avenue alongside stocks, mutual funds, and other traditional options.

Investing Made Simple - How to Get Started

Now, you might be wondering, how do you kickstart your NCD investment journey with Muthoot FinCorp ONE? The process is hassle-free and can be done in just three easy steps.

  • Log in to Muthoot FinCorp ONE: Whether through the app or the website, access your account.

  • Select NCD Investments: Choose from the available NCD options.

  • Provide Your Details: Enter your email address, PAN, DEMAT account details, and UPI address to complete the process.

Addressing Common Queries:

Minimum & Maximum Investment

You can start investing in NCDs with as little as Rs. 10,000 and go up to Rs. 5,00,000 through UPI. If you plan to invest an amount higher than Rs. 5,00,000, a visit to the nearest Muthoot FinCorp branch would be required.

KYC Not Mandatory

There's no need for KYC completion to invest in NCDs, making the process smoother and quicker.

Multiple Applications & Cancellations

Yes, you can apply multiple times through the app or website, but only once per option. Moreover, you can cancel your application while the bidding window is open, ensuring flexibility in your investment decisions.

Non-Convertible Debentures can be your gateway to steady, reliable returns on your investments. Muthoot FinCorp Ltd.'s NCDs offer an attractive opportunity with higher interest rates, regular income, and the flexibility to align your investments with your financial goals.

Ready to take the plunge? Head over to Muthoot FinCorp ONE, explore your NCD investment options, and pave the way for a financially secure future.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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