Beat Inflation with NCDs


In a world where your money needs to work as hard as you do, finding the right investment avenue can be a game-changer. With a bunch of options available, it's easy to get lost in the maze of investment plans and their promises. However, what if we told you that you could beat inflation while enjoying fixed high returns starting with just ₹10,000? Answer to this would be Non-Convertible Debentures (NCDs) offered by Muthoot FinCorp Ltd., your ticket to financial stability and growth.

How NCDs Are A Financial Lifeline

NCDs, or Non-Convertible Debentures, are a type of debt instrument companies issue to raise capital from investors. Unlike convertible debentures, these cannot be converted into equity shares. Instead, they offer fixed interest rates and a specific maturity period. The issuer provides regular and fixed interest payments to debenture holders throughout this period. At the maturity date, the principal amount is returned to the investors.

Why Choose Muthoot FinCorp Ltd.'s NCDs?

Investing in Muthoot FinCorp Ltd.'s NCDs presents an array of benefits that align with your financial goals:

  1. High Returns: Our NCDs offer higher interest rates compared to traditional fixed deposit schemes or savings accounts available in the market, potentially elevating your returns on investment.

  2. Diversification: Diversify your investment portfolio by opting for NCDs, an alternative avenue alongside stocks, mutual funds, and other conventional options.

  3. Fixed Tenure: With tenures ranging from months to years, choose a duration that perfectly aligns with your financial objectives.

  4. Liquidity and Credit Rating: Our NCDs are listed on stock exchanges, providing liquidity for investors. Moreover, they boast high credit ratings, reflecting our commitment to meeting financial obligations.

  5. Easy Investment Process: Investing in our NCDs is hassle-free. Begin with as low as Rs. 10,000 and follow a straightforward three-step process.

Investing Made Simple in Three Steps on Muthoot FinCorp ONE:

  • Enter your details: Log in to the Muthoot FinCorp ONE app or website and provide your necessary information.

  • Choose Your Investment Option: Select from our available NCD options, catering to different tenures and interests.

  • Share Your Demat Details: Provide your DEMAT account details linked to your PAN and proceed to submit your application.

Answering Your Queries:

  1. Do I Need KYC for NCD Investment? No, KYC is not mandatory for investing in NCDs.

  2. Minimum and Maximum Investment Limits Start with just Rs. 10,000 and invest up to Rs. 5,00,000 through UPI. For investments exceeding this limit, visit our nearest branch.

  3. Applying Multiple Times for NCDs. Yes, you can apply multiple times through the app or website, with a cumulative maximum investment limit of Rs. 5,00,000.

  4. Cancelling Your Application. You can cancel your application when the bidding window is open, with confirmation typically taking up to 24 working hours.

At Muthoot FinCorp Ltd., we understand the significance of securing your financial future. Our NCDs offer a compelling opportunity to beat inflation, ensuring stability and growth for your investments. Join us today through our user-friendly app or visit our branches to embark on a journey towards financial prosperity.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - | Download App