Benefits Of Getting A Muthoot FinCorp ONE 24x7 Top-Up Gold Loan


A 24x7 Top-Up Gold Loan is a convenient and hassle-free financial solution offered by Muthoot FinCorp ONE to our existing Gold Loan customers. This value-added service allows you to access the residual amount of you Gold Loans without the need for additional documentation.

In this article, we will explore the key facts about obtaining a 24x7 Top-Up Gold Loan.

  1. Zero-Paperwork Process: One of the advantages of a 24x7 Top-Up Gold Loan is that it eliminates the need for any additional paperwork. As this loan is a top-up on your existing Gold Loan, you do not have to submit any new documents. All the necessary paperwork has already been completed during the initial loan application.

  2. Multiple Top-Up Loans: You have the flexibility to get multiple 24x7 Top-Up Gold Loans while having one active loan. However, the amount you can borrow depends on the loan-to-value (LTV) conditions and the remaining tenure of your existing Gold Loan. Only active Gold Loans with a minimum residual tenure of 50 days will be considered for a top-up loan.

  3. Interest Rates: The interest rate for a 24x7 Top-Up Gold Loan will be the same as your corresponding active Gold Loan. This ensures that you can benefit from the existing interest rate without any additional charges.

  4. Loan Tenure: The tenure of 24x7 Top-Up Gold Loan will be the remaining tenure of the your active Gold Loan. This means that you do not have to worry about a separate repayment schedule for the top-up loan. However, it's important to note that only active Gold Loans with a minimum residual tenure of 50 days will be eligible for a top-up loan.

  5. Value-Added Service: The 24x7 Top-Up Gold Loan is a value-added service exclusively designed for you. This facility caters to customers who have pledged their gold under various schemes but have not utilized the full loan-to-value (LTV) amount. With the 24x7 Top-Up Gold Loan, you can now access the residual amount of your Gold Loan, providing you with additional financial flexibility.

  6. Convenient Loan Options: Apart from the 24x7 Top-Up Gold Loan, Muthoot FinCorp ONE offers several other convenient Gold Loan options. You can get Gold Loans from the comfort of your home or by visiting any of the 3600+ Muthoot FinCorp Ltd. branches across India. The process is quick, secure, and hassle-free, with minimal documentation requirements. Additionally, Muthoot FinCorp ONE’s Gold Loan amount calculator to helps you to determine the value of your gold instantly.

Our 24x7 Top-Up Gold Loan is an excellent financial solution for existing Gold Loan customers. With no additional documentation required and the flexibility to avail multiple top-up loans, customers can access the residual amount of their Gold Loans conveniently. By leveraging this value-added service, customers can meet their financial needs without any hassle and enjoy competitive interest rates aligned with their existing Gold Loans.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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