Earn Higher Returns than Traditional Savings With NCD


Looking to grow your savings faster than your traditional savings account can manage? Let us talk about Non-Convertible Debentures (NCDs) and how they could just be the smart financial move you have been seeking.

At Muthoot FinCorp ONE, we believe in helping you make your money work harder for you without unnecessary complexities.

What is NCD?

NCD stands for Non-Convertible Debenture, a financial instrument companies use to raise capital from investors. These aren't your average investments. They come with fixed interest rates and a specific maturity period. Unlike regular convertible debentures, NCDs cannot be converted into equity shares. Instead, they offer regular fixed interest payments to their holders and return the principal amount at the end of the maturity period.

Benefits of Muthoot FinCorp Ltd.’s NCD

For starters, we offer higher interest rates compared to the traditional fixed deposits or savings accounts available in the market. Think of it as an opportunity to potentially earn higher returns on your investments without taking on excessive risk.

With NCDs, you receive periodic interest payouts - monthly, quarterly, or annually, providing a steady income stream.

Diversification is key in the investment world, and Muthoot FinCorp Ltd.’s NCDs offer just that. They provide an alternative avenue in your investment portfolio, alongside stocks, mutual funds, and other traditional options.

How to Invest in NCDs?

Investing in our NCDs is a breeze, and we mean it. Here's how:

  • Log in to the Muthoot FinCorp ONE app or website.

  • Select NCD Investments.

  • Provide your email address and PAN.

  • Choose from available NCD options.

  • Share your DEMAT account details (linked to your PAN).

  • Provide your UPI address (VPA).

  • Click to submit your application.

Frequently Asked Questions:

Do I need to complete my KYC to invest in NCD? No, KYC is not required for NCD investments.

What is the minimum and maximum amount I can invest?

You can start with just ₹10,000 and invest up to ₹5,00,000 via UPI. For investments exceeding ₹5,00,000, visit a Muthoot FinCorp branch.

Can I apply multiple times for NCD?

Absolutely! You can apply multiple times, but for each option only once. There's a cumulative maximum investment limit of ₹5,00,000.

How about canceling my application?

Sure, you can cancel your application while the bidding window is open. It usually takes up to 24 working hours to confirm the cancellation.

Investing in NCDs with Muthoot FinCorp Ltd. could be your ticket to higher returns without compromising on stability. It's a simple, hassle-free way to diversify your portfolio and watch your savings grow.

Ready to take the leap? Head over to our Muthoot FinCorp ONE app or website and start your journey towards better returns today.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - customercare@muthoot.com | Download App