Get Hassle-Free Gold Loans from Home as Compared to Traditional Gold Loans


Gold loans have become increasingly popular in recent times due to the ease of access, quick disbursal, and flexible repayment options that they offer. However, traditional gold loans often require multiple visits to a bank and extensive paperwork. This is where Muthoot FinCorp ONE comes in.

Muthoot FinCorp ONE, an SBU of Muthoot FinCorp, offers gold loans from the comfort of your home, saving you time and hassle. In this article, we will discuss the steps to get a gold loan from home with Muthoot FinCorp ONE and why it is the best option for your gold loan needs.

Why Choose Muthoot FinCorp ONE for Gold Loans from Home?

Before we dive into the steps to get a gold loan from home with Muthoot FinCorp ONE, let's examine why you should choose them for your gold loan needs.

  • Firstly, Muthoot FinCorp ONE offers unparalleled convenience with their gold loans from home, saving you the time of visiting branches and waiting in long queues.

  • Secondly, it offers interest rates as low as 0.83% p.a. and a loan-to-value of up to 70%* in the market. Coupled with these are the flexible repayment options, a 0% processing fee for gold evaluation and collection without any hidden charges, making Muthoot FinCorp ONE the go-to choice for Gold Loans from Home in the market.

Steps to Get a Gold Loan from Home with Muthoot FinCorp ONE

Step 1: Set up an Appointment

The first step to getting a Gold Loan from Home with Muthoot FinCorp ONE is to set up an appointment. You can do this by downloading our app, visiting our website – or booking an appointment through our dedicated customer support number.

You will also need to provide your name, required loan amount, contact details, and preferred appointment time to book an appointment. Once your appointment is confirmed, a loan manager will visit you at your scheduled time for gold evaluation and processing of the gold loan.

Step 2: Get Your Gold Jewellery Collected at Your Doorstep

By opting for a Gold Loan from Home, you avoid the risk of carrying your gold to the branch. This step is significant and hence, we at Muthoot FinCorp ONE, take every measure to keep your gold safe. Our loan managers are trained to handle your gold carefully, and they use GPS-tracked, highly secured, safe lockers for storage during transportation. Once you pledge your gold jewellery to Muthoot FinCorp ONE, it gets insured right away.

Step 3: Get Your Money Instantly

Unlike traditional gold loans, with Muthoot FinCorp ONE’s Gold Loan from Home, you don’t need to carry the money outdoors from the branch. Immediately after the approval of the Gold Loan, we will transfer the loan amount to your bank account. The Gold Loan from Home process takes only 30 minutes*.

Step 4: The Gold is Stored at Your Nearest Muthoot Fincorp ONE Branch

Muthoot FinCorp ONE has more than 4500+ branches across the country, serving a crore plus happy customers. Once your Gold Loan is approved, our loan manager will carry the jewellery to your nearest Muthoot FinCorp ONE branch in a GPS-tracked, highly secured, safe locker for storage. We also automatically insure your pledged gold jewellery always for an added layer of security. You can access your gold anytime at our branch.

Step 5: Repay the Loan at Your Convenience

We at Muthoot FinCorp ONE understand that every customer's needs are unique. That's why we offer a range of flexible repayment options. You can choose to repay the loan in monthly installments or make a lump-sum payment at the end of the tenure. Our Loan Managers will explain all the terms and conditions of the loan clearly, so you can make an informed decision

Traditional Gold Loans vs. Muthoot FinCorp ONE’s Gold Loans from Home

To help you understand the benefits of Muthoot FinCorp ONE’s Gold Loans from Home, let's compare it with traditional Gold Loans.


As you can see, Muthoot FinCorp ONE’s Gold Loans from Home offer a range of benefits compared to traditional Gold Loans. From the convenience of applying from home to the flexibility of repayment options, and the safety and security of your gold, Muthoot FinCorp ONE’S Gold Loans from Home make it easier and more affordable for you to borrow money against your gold.

If you need a quick and hassle-free loan, consider getting a Gold Loan from Home with Muthoot FinCorp ONE. With our unparalleled convenience, competitive interest rates, and flexible repayment options, we are the go-to choice for Gold Loans in the market. Book an appointment today and experience the benefits of getting a Gold Loan from Home with Muthoot FinCorp ONE.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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