Use your Gold jewellery for an Instant Loan


Smart ways to use your gold jewellery for an instant loan. Gold is considered a symbol of prosperity and wealth, and it always has a place in the hearts and homes of Indians. Possession of gold represents the cultural legacy, social status, and financial security. Gold's value has been appreciated for decades as a universally accepted commodity.

India accounted for an estimated 23% of the global gold demand between 2009 and 2018. According to a survey by the India Gold Policy Centre (IGPC), weddings were the primary reason for buying gold in India. Many are emotionally attached to gold jewellery and rarely sell the jewellery to meet an immediate financial need. Instead, they borrow money by pledging gold ornaments.

How to apply for an instant loan against jewellery with minimum documentation?

Find a reputed gold loan company: The first step is finding a reputable financial institution with a good track record. Banks and NBFCs are the primary sources of gold loans. You should approach a lender who can provide insurance and security for the gold ornaments. Muthoot FinCorp ONE, one of the leading NBFCs in India, has a legacy of 135 years in serving gold loan customers. Muthoot FinCorp ONE offers unparalleled convenience of gold loans from the comfort of your home. The gold jewellery you pledge with us is always insured for an added layer of security.

Get quick approval and instant cash for your gold: Any Indian above 18 can get an instant loan against jewellery with minimum documentation. The gold loan approval is a quick process. At Muthoot FinCorp ONE, we disburse the loan amount quickly after verifying the documents and evaluating the purity of the gold jewellery. We offer maximum Loan-to-Value in the market without any hidden charges. Even if you don't maintain a good credit score, you can avail a gold loan based on the collateral value. Muthoot FinCorp ONE offers gold loans at your doorstep against jewellery within 30 minutes* turnaround time.

Pay the lowest interest rate: The interest rate on jewellery loans is the lowest compared to other loans. We provide gold loans that start with 9.95%*, the best-in-industry interest rate. Muthoot FinCorp ONE gold evaluation and collection services come with 0% processing fees and no hidden charges.

Click here to learn more about the Muthoot FinCorp ONE interest rates and customized loan repayment schemes suitable to your budget.

Flexible Repayment as per your convenience: One of the major attractions of a gold loan is the repayment options. Our easy and flexible repayment options allow you to repay before the tenure period. Use the Muthoot FinCorp ONE’s online gold loan calculator to estimate your gold loan amount and repayment schedule.

How can Muthoot FinCorp ONE be your favourite choice for doorstep Gold Loans? During an emergency, a loan against gold jewellery is the best option compared to many other forms of loans. With Muthoot FinCorp ONE, you can avail a gold loan from the comfort of your home with a competitive interest rate and a fast loan disbursement process. By taking advantage of our flexible repayment options, you'll be able to pay back the loan at your convenience. You can access your gold anytime, at your doorstep or from our branch.

Considering all the above value propositions, Muthoot FinCorp ONE can be your favourite choice for gold loans. Head to our website to connect with us.

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