Know your gold's worth: Use Muthoot FinCorp ONE's gold loan calculator


In India, people choose to buy gold during auspicious occasions like Dhanteras, Akshaya Tritiya, etc. When you buy gold jewellery from a retail outlet, the final price includes the karat value of gold, making charges, price of stones or gems, hallmark charges and applicable taxes. The jewellery association of respective locations declares the gold price as India has no standard invoicing pattern. Retailers can invoice the same jewellery design at different rates in various cities.

The purity of gold jewellery is expressed in Karat value which is 1/24 portion of gold metal contained in it. 24 karate which is 99.9% pure, is very soft gold and undesirable for ornaments. 16 Karat means a combination of 8 portions of alloy and 16 portions of gold. Alloying with metals like Zinc, Nickel, Silver and Copper make gold durable and harder to make gold jewellery. 22 karat, which is 91.67% in purity, is the most desirable for ornaments.

Gold loans are one of the easiest ways to monetize your physical gold. You can approach banks or NBFCs specializing in gold loans to encash your gold. Muthoot FinCorp ONE , one of the leading NBFCs in India, has a legacy of 135 years in serving gold loan customers. Now you can experience the unparalleled convenience of a gold loan with Muthoot FinCorp ONE from the comfort of your home within 30 minutes.*

While applying for a gold loan, you may be concerned about the proportion of the loan amount to gold in hand. A gold loan calculator is a tool to estimate the quantity of gold required for the desired amount.

How to check Muthoot FinCorp ONE gold loan eligibility using an online calculator?

  • Step 1: Visit

  • Step 2: Scroll down to the Gold Loan Amount Calculator.

  • Step 3: Enter the loan amount or gold to be pledged and "get the value." The calculator will display the loan amount, weight of gold required and Karat value. You will find a variety of schemes based on the loan amount on the right-hand side. The information includes the monthly interest rate, gold loan eligibility per gram, loan value range, tenure, annual interest, and a schedule of the interest rate for different terms.

  • Step 4: Choose a scheme suitable to your budget and click "avail this scheme." You will be directed to schedule a call to set up an appointment. One of our loan managers will visit you to guide you through the complete loan process. After gold evaluation and approval, the loan amount will be quickly transferred to your account. We have more than 4500 Muthoot FinCorp branches across the country and your gold will be stored at your nearby branch.

Benefits of using Muthoot FinCorp ONE gold loan calculator.

  • Calculate loan amount and required gold size quickly. Muthoot FinCorp ONE offers maximum loan-to-value and can enjoy the best value for your gold in the market with no hidden charges.

  • Financial planning will be easier since the payment schedule is clear. Our easy and flexible repayment options allow you to repay your loans before the tenure period.

  • The Gold Loan Calculator gives precise results. At Muthoot FinCorp ONE, we provide the best-in-industry interest rates for your gold loan. Enjoy 0% processing fee for our gold evaluation and collection services.

  • Easy to use, complete information in a few clicks. You can access your gold anytime, at your doorstep or from our branch. Throughout our relationship, your gold will be secured and always insured for an added layer of security.

Gold loans are widely accepted for features like quick disbursal, simple documentation, and collateral security with the lowest interest rate. Get a gold loan with a reputed NBFC like Muthoot FinCorp ONE. The flexible repayment options will help you to settle the loan at your convenience and help resolve your financial challenges. Head to our website to book an appointment now.

*T&C Apply.

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