Gold Ornaments Accepted for Gold Loans


A Gold Loan can be a viable solution to meet your urgent monetary requirements. By pledging your gold ornaments, you can obtain instant cash without any hassle. At Muthoot FinCorp ONE we offer you a convenient and secure way to get a Gold Loan from the comfort of your home or any of Muthoot FinCorp Ltd.’s 3600+ branches across India. With our attractive features such as doorstep service, low-interest rates, and zero processing fees*, we ensure a seamless experience for our customers

Let's explore in detail the top 8 accepted gold ornaments for a Gold Loan:

  1. Gold Necklaces: Gold necklaces are one of the most common ornaments for a Gold Loan. Whether it's a delicate chain or a chunky statement piece, these necklaces hold great value and can fetch you a substantial loan amount.

  2. Gold Bangles: Bangles have been a symbol of femininity and tradition for ages. If you have gold bangles in your jewelry box, why not put them to good use by getting a Gold Loan in times of need? Their weight and purity contribute to the loan amount you can receive.

  3. Gold Earrings: Whether you have studs, hoops, or danglers, gold earrings can be easily pledged for a Gold Loan. Their intricate designs and precious metals make them highly valuable.

  4. Gold Rings: If you are in need of funds, you can consider using your gold rings as collateral for a Gold Loan. The loan amount will depend on their weight, purity, and market value.

  5. Gold Bracelets: Gold bracelets are not only fashionable but also hold significant monetary value. Whether you have a simple chain bracelet or a charm bracelet adorned with gold trinkets, they can be easily pledged to obtain a Gold Loan.

  6. Gold Anklets: Anklets add a touch of elegance to any outfit and can be valuable assets for a Gold Loan. These delicate ornaments are often made of pure gold and can help you secure the funds you need quickly.

  7. Gold Pendants: Gold pendants are versatile pieces of jewelry that can be easily pledged for a Gold Loan. Whether you have a pendant with a precious gemstone or a plain gold pendant, it can contribute to the loan amount you are eligible for.

  8. Gold Chains: Gold chains are timeless accessories that hold both sentimental and financial value. Whether you have a sleek chain or a chunky one, they can be easily accepted as collateral for a Gold Loan.

We understand that gold coins and gold bars are valuable assets, but due to regulatory restrictions, we do not accept them as collateral at the moment. We appreciate your understanding.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

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