Top 5 ways how Muthoot FinCorp ONE is Revolutionising Gold Loans from Home


Gold Loans have been a popular option for individuals in need of instant money for years now. However, the traditional process of obtaining a Gold Loans involved multiple visits to a bank and extensive paperwork. In today's fast-paced world, time is of the essence, and people want quick and easy solutions to their financial needs. That's where Muthoot FinCorp ONE comes in.

Muthoot FinCorp ONE, an SBU of Muthoot FinCorp, offers Gold Loans from Home, allowing individuals to apply for a loan from the comfort of their own homes. The process is simple, convenient, and hassle-free.

Here's how Muthoot FinCorp ONE is revolutionising Gold Loans from Home.


1. Convenience and Quick Disbursement The biggest advantage of Muthoot FinCorp ONE’s Gold Loans from Home is the convenience it offers. You no longer need to visit a branch or wait in long queues to apply for a Gold Loan. With Muthoot FinCorp ONE, you can download our app, book an appointment online, through the app or customer support number, and our loan manager will visit you at your home to evaluate your gold jewellery and process the loan. The entire process takes just 30 minutes*.

2. Safety and Security of Your Gold You might not be comfortable carrying your gold jewellery to a branch. However, with Muthoot FinCorp ONE’s Gold Loans from Home, you no longer need to worry about the safety of your gold jewellery. Once you pledge your gold jewellery to us, it gets insured right away, and our loan managers are trained to handle your gold jewellery with care.

We use GPS-tracked, highly secured, safe lockers for storage during transportation, and your pledged gold jewellery is stored at the nearest Muthoot Fincorp ONE branch for added security.

3. Flexible Repayment Options We at Muthoot FinCorp ONE understand that every customer's needs are unique and that's why we offer a range of flexible repayment options. You can choose to repay the loan in monthly installments or make a lump-sum payment at the end of the tenure. We also offer the facility to pay the interest amount every month and the principal amount at the end of the tenure. Our loan managers will explain the repayment options in detail at the time of loan disbursement.

4. Competitive Interest Rates and Loan-to-Value Ratio At Muthoot FinCorp ONE we offer interest rates as low as 0.83% p.a. and loan-to-value ratio of up to 70% in the market. This means that you can get the maximum loan amount against your gold jewellery. Our Gold Loan from Home is affordable, and we offer interest rates as low as 0.83% p.a., making it easier for you to get money against your gold.

5. Minimal Documentation and Transparent Practices We require minimal documentation for Gold Loans from Home, making it easy for you to get the loan. We follow transparent and fair practices in all our dealings, so you can be assured of getting a fair deal. We don't charge any hidden fees or processing fees for gold evaluation and collection.

At Muthoot FinCorp ONE, we are revolutionising Gold Loans from Home with our quick, hassle-free, and convenient processes. We offer a loan-to-value ratio of up to 70% in the market, with interest rates as low as 0.83% p.a., and a range of flexible repayment options to suit your needs.

We take all necessary measures to ensure the safety and security of your gold jewellery, and our Loan Managers are trained to handle your gold with care. Muthoot FinCorp ONE’s Gold Loans from Home are affordable, convenient, and transparent, making them a go-to choice for gold loans in the market.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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