Gold Loan from Home vs. Traditional Gold Loan: Which is the Best for You?


Getting a Gold Loan traditionally requires extensive paperwork and travel. Visiting a branch for a Gold Loan and waiting in long queues for the loan processing and closure can become a tedious task. Additionally, carrying your gold jewellery to the bank is a risk factor. All of these become obstacles when looking for instant money through Gold Loan.

However, with Muthoot FinCorp ONE, you can get a loan from the comfort of your home in just 30 minutes* without stepping out.

Let's understand the advantages of Gold Loan from Home Over Regular Gold Loans:


  • At Muthoot FinCorp ONE, we ensure your gold's safety throughout the lifecycle of your Gold Loan.

  • Our Loan Managers carry your gold in a GPS-tracked safe.

  • It is safely stored at a Muthoot FinCorp ONE branch.

  • Also, we automatically insure your pledged gold jewellery, providing added security.

This is much more secure than taking your gold jewellery to the branch, with a safe locker in regular boxes or bags, making it highly secure.

Quick Process:

For a regular Gold Loan, you usually need to spend hours visiting a branch for the loan application process and interest payments.

  • At Muthoot FinCorp ONE, our Loan Managers visit your home and complete the loan process in 30 minutes*.

  • Moreover, you can make your Gold Loan repayments online, saving your commute time and avoiding standing in queues.


With Muthoot FinCorp ONE, you can enjoy the convenience of getting our Gold Loan from the comfort of your home.

  • Our flexible repayment options help you repay the loan on time without visiting the branch.

Why should I get Muthoot FinCorp ONE’s Gold Loan from Home over Other Gold Loans?

  • Muthoot FinCorp ONE provides instant loans against gold jewellery with minimal documentation. In just 30 minutes*.

  • Income proof is not mandatory as Muthoot FinCorp ONE’s Gold Loan is issued against your gold jewellery pledged as collateral.

  • Your CIBIL Score or income proof is not compulsory.

  • Our easy and flexible repayment options allow you to repay your loans before the tenure period.

  • With Muthoot FinCorp ONE, you get the maximum value for your gold jewellery.

  • Your pledged gold jewellery is insured for an added layer of security.

  • You can access your gold anytime, at your doorstep or from our branch.

  • We also provide a 0% processing fee for our gold evaluation and collection services.

Now that we have seen the advantages of choosing a Gold Loan from Home over traditional Gold Loans, we must note that not all providers offer the same benefits.


Muthoot FinCorp ONE’s Gold Loan from Home stands out with its unique advantages.

You can download the Muthoot FinCorp ONE app or visit our website today and book an appointment for a Gold Loan from your home or branch to unlock the value of your gold jewellery.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

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