Invest in Your Child's Future with NCDs


We at Muthoot FinCorp ONE believe in securing your child's future with smart investment choices. One such option that you might not have explored yet is investing in Non-Convertible Debentures (NCDs). This isn’t just your regular investment; it’s a potential game-changer that can pave the way for a secure financial future for your little ones.

Understanding NCDs

First things first, what exactly are NCDs? Non-Convertible Debentures are a type of debt instrument issued by companies to raise capital from investors. They offer fixed interest rates and a specific maturity period, during which the issuing company pays regular and fixed interest payments to its debenture holders. Unlike convertible debentures, NCDs cannot be converted into equity shares.

So, why should you consider NCDs offered by Muthoot FinCorp Ltd.? Let's delve into some of the benefits:

1. Higher Returns: How does the prospect of potentially earning up to 9.43%* in returns sound? Muthoot FinCorp Ltd.'s NCDs generally offer higher interest rates compared to traditional fixed deposit schemes or savings accounts.

2. Diversification & Stability: These NCDs can diversify your investment portfolio, offering an alternative avenue to stocks and mutual funds. Plus, they provide a stable, high-yield, and low-risk investment option.

3. Easy Investment Process: Hassle-free investment is the name of the game here. Starting your investment journey requires as little as ₹10,000 and just a few simple steps.

How to Start Investing?

Investing in NCDs through Muthoot FinCorp ONE is a breeze. Let's break it down into three simple steps:

Step 1: Enter Your Details: Log in to the Muthoot FinCorp ONE app or website and provide your basic information.

Step 2: Choose Your Investment Option: Select from the available NCD options based on your preferences and financial goals.

Step 3: Share Your Demat Details: Provide your DEMAT account details, ensuring it is linked to your PAN, and your UPI address (VPA).

Frequently Asked Questions
  • Face Value of NCD: This refers to the initial value at which the debenture is issued and represents the principal amount that will be repaid to the debenture holder at maturity.

  • KYC Not Required: Good news! You don’t need to complete your KYC to invest in NCDs.

  • Investment Limits: You can start investing with as little as ₹10,000 and up to ₹5,00,000 through UPI. For investments higher than ₹5,00,000, a visit to the nearest Muthoot FinCorp branch is required.

  • Multiple Applications: Yes, you can apply multiple times through the app or website for different NCD options, but only once for each available option.

  • Cancellation Option: You can cancel your application anytime when the bidding window is open, and it usually takes up to 24 working hours to receive a cancellation confirmation.

Investing in your child's future is one of the best gifts you can give them. With NCDs offered by Muthoot FinCorp Ltd. you not only secure their future but also create a path towards financial stability. So, why wait? Start investing today.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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