Leveraging The Potential Of Your Gold Ornaments


Applying for a loan against your gold ornaments with Muthoot FinCorp ONE is a straightforward and hassle-free process. Whether you choose to apply through our user-friendly app or visit one of Muthoot FinCorp ONe 4500+ branches across the country, the application process is designed to be simple and convenient.

On both the app as well as in the branch, you will be guided through the necessary steps, ensuring that you have all the information and documents required for a smooth application. With minimal documentation and no extensive paperwork, Muthoot FinCorp ONE streamlines the loan application process, allowing you to get the funds you need quickly and efficiently. Our customer service team is always available to assist you with any queries or concerns you may have during the application process.

By choosing to apply for a loan against your gold ornaments with Muthoot FinCorp ONE, you can enjoy a seamless experience that puts your financial needs first.

Let’s look at the key benefits and features of Muthoot FinCorp ONE's Gold Loan service, highlighting its convenience, low interest rates, safety measures, and flexible loan plans.

Convenience at Your Fingertips: Muthoot FinCorp ONE understands the importance of convenience and time-saving solutions. With our Gold Loan from Home service, you can apply for a Gold Loan and have it approved within just 30 minutes*. By using the Muthoot FinCorp ONE app or website, you can easily access the Gold Loan Amount Calculator, which instantly determines the value of your gold. This user-friendly tool empowers you to make informed decisions regarding the loan amount you wish to borrow.

Extensive Branch Network: Whether you prefer in-person assistance or want to visit a branch for added convenience, Muthoot FinCorp ONE offers over 4500 branches across India. our wide network ensures that you can access our Gold Loan services regardless of your location. This extensive reach makes it easier for customers to benefit from our services and receive personalized support throughout the loan process.

Competitive Interest Rates and Zero Processing Fees: Muthoot FinCorp ONE believes in providing affordable financial solutions. our Gold Loan service offers interest rates as low as 0.83%* per month, ensuring that you can repay the loan comfortably. Additionally, they do not charge any processing fees, making it even more cost-effective for customers.

Instant Transfer and 100% Access to Your Gold: Upon approval of your Gold Loan, Muthoot FinCorp ONE ensures instant transfer of the loan amount to your bank account. This feature allows you to access the funds quickly, enabling you to address your financial needs promptly. Furthermore, the institution guarantees 100% access to your gold, ensuring transparency and peace of mind throughout the loan tenure.

No Credit Record Check: With Muthoot FinCorp ONE's Gold Loan service, you can avail funds without worrying about your credit history. They do not conduct credit record checks, making it an accessible option for individuals with less-than-perfect credit scores.

Safe and Secure Gold Storage: Muthoot FinCorp ONE prioritizes the safety of your gold assets. They offer 100% safe and secure storage solutions, complying with BIS Standard 9400 for gold storage and safety. Whether you choose to store your gold at our branch or opt for home visits by our Loan Manager, you can be assured of the highest level of security. Moreover, your gold is insured and tracked during transit, providing an additional layer of protection.

Customer Preferred Gold Loan Plans: To cater to diverse financial needs, Muthoot FinCorp ONE provides a range of Gold Loan Plans that are popular among customers. These plans offer flexibility in terms of loan repayment tenure, ensuring that you can choose an option that best suits your financial situation. By selecting the most suitable plan, you can manage your finances

Muthoot FinCorp ONE's Gold Loan service combines convenience, competitive interest rates, safety measures, and customer-oriented loan plans to offer a comprehensive solution for your financial needs. Whether you prefer the ease of a digital application or a visit to our branch, Muthoot FinCorp ONE ensures a smooth and secure process. With our expertise and commitment to customer satisfaction, you can access quick funds backed by the value of your gold assets, empowering you to meet your financial goals with confidence.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - customercare@muthoot.com | Download App