Gold loan: A low-cost and hassle-free option

A hassle-free Gold loan from the comfort of the home with no hidden charges is a dream for many. According to the World Gold Council, India's gold demand value was Rs. 79,270 crores, an increase of 54% compared to last year. Gold symbolizes wealth and abundance and is also observed as a source of capital appreciation.

During a financial crisis, Gold ornaments lying idle in your possession can be very helpful. Let us discuss how a gold loan can be low-cost and hassle-free.

Unparalleled Convenience: One of India’s leading NBFCs, Muthoot Fincorp ONE, offers instant doorstep gold loans in 30 minutes. You can get a gold loan from the comfort of your home in 4 simple steps.

• Set up an appointment over the phone or through www.muthootfincorpone.com
• One of our loan managers will visit you and evaluate your gold.
• Instant loan approval and disbursal of cash in your account.
• Your gold will be transferred to one of the branches nearest you.

Maximum Loan-to-Value (LTV): Enjoy the best value for your gold in the market with no hidden charges. You can get a loan up to 75% or more of market value, depending on the purity of the gold. Muthoot Fincorp ONE gold loan calculator will help you evaluate the monetary value of gold and to customize the repayment.

Flexible repayments: We offer many choices for gold loan repayment. You can choose our easy and flexible options like paying only interest, upfront interest, interest with part of the principal or bullet payment. Our easy and flexible repayment options will help you to repay your gold loans before the tenure period. Visit our website ONE Muthoot to make online gold loan repayments.

The lowest interest rate on gold loans: The present gold loan interest rate is the lowest compared to other forms of loans. We offer the best-in-industry interest rates for your gold loan.

No Processing charges: Many lenders in the market charge their customers in terms of gold evaluation and collection fees. At Muthoot Fincorp ONE, our customers enjoy zero processing charge.

Enhance Credit Score: In other forms of loans, lenders verify your credit history and repayment capability before approval. Since your ornaments are in our secured lockers as collateral, your credit score is not mandatory. But making timely payments on gold loan interest will enhance your credit score.

Always Insured: You don’t need to worry about the safety of the gold ornaments as it is insured for an added layer of security at all times. Your gold jewelry will be our responsibility under the safe vault of Muthoot Fincorp ONE and it will be released in the same condition once the loan is settled fully.

Convenient access: Once you settle the loan amount in full, you can collect your gold from your nearest branch or at your doorstep.

Muthoot Fincorp ONE offers low-cost gold loans with the best-in-industry interest rates and without any hidden charges. 135 years of legacy and the trust of over one Crore customers ensure the safety of your jewelry while they are with us.

Head to our website www.muthootfincorpone.com to book an appointment.

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