Advantages of gold loan from home over regular gold loans


Getting a gold loan traditionally requires extensive paperwork and travel. Visiting an NBFC or bank for a gold loan and waiting in long queues for the processing and closure of the loan becomes a tedious task. Additionally, carrying your gold jewellery to the bank is very risky. These factors become obstacles when looking for instant money through a gold loan. Our gold loan from home is the one-stop solution to all these problems.

What is Muthoot FinCorp ONE’s gold loan from home? We are backed by Muthoot FinCorp, one of the leading NBFCs in India with a legacy of 135 years of serving customers. We offer gold loans at home, where you can apply for a gold loan from the comfort of your home without stepping out.

Once you set up an appointment, one of our loan managers will visit you for the gold collection and we will transfer the money instantly to your account after approval. We will carry the pledged gold in a safe locker to the nearest Muthoot FinCorp branch for storage and you can access your gold anytime, at your doorstep or from our branch.

Advantages of gold loan from home over regular gold loans In the regular gold loan process, you need to visit a branch and wait in long queues for all the operations, starting from a gold loan application to closure. While a gold loan from home offers the following benefits that you lose out on with a traditional gold loan.


Avoid the risk of carrying your gold outside without any safe locker in regular boxes/bags, making it highly insecure. ONE Muthhot, on the other hand, ensures your gold's safety throughout the lifecycle of your gold loan.

Here are our safety measures:

  • Muthoot FinCorp ONE carries your gold in a GPS-tracked safe.
  • Safely stored at a Muthoot FinCorp branch.
  • Muthoot FinCorp ONE automatically insures your pledged gold.

Quick Process:

For a regular gold loan, you need to spend hours visiting a bank or NBFC multiple times for loan application, interest payments and loan closure. At Muthoot FinCorp ONE, the loan manager visits your home at your convenience and does the loan process in 30 minutes*. You can make gold loan online payments, save your commute time and avoid standing in queues. At the end of the tenure, you can collect your gold from the branch or at your home.


Going every time to a bank or NBFC to get a gold loan, multiple visits for interest payments and loan closure is a tedious job. Now you can enjoy our gold loan from the comfort of your home. The lowest interest rate and flexible repayment options will help you to repay the loan and access your gold anytime, at your doorstep or from our branch.

Benefits of Muthoot FinCorp ONE's gold loan from home over other gold loans

  • Muthoot FinCorp ONE provides instant loans against gold jewellery with minimal documentation: You can avail our gold loans from home with minimum KYC documents.

- Income proof is not mandatory: Muthoot FinCorp ONE’s gold loans are issued against the gold pledged as collateral. Your CIBIL Score or income proof is not mandatory.

- The lowest interest rate: Muthoot FinCorp ONE offers the best gold loan interest rates in the market through the following features.

- Flexible Repayments: You can repay your loans before the tenure period with our easy and flexible repayment options.

  • Maximum Loan-to-Value: You get the maximum value for your gold in the market.

  • Always insured: Your pledged gold jewellery is always insured for an added layer of security.

  • Convenience: Conveniently access your gold anytime, at your doorstep or from our branch.

  • No hidden charges: 0% processing fee for our gold evaluation and collection services.

Muthoot FinCorp ONE is backed up with a network of 4500+ Muthoot FinCorp branches across the country and trusted by over a Crore happy customers. Now, you can unlock the value of your gold from the comfort of your home.

Because of the above-mentioned factors, we advise you to go for the most convenient gold loan in the market, a gold loan from home. We offer the above-mentioned features and more, making our gold loan from home the best and the most convenient gold loan for any financial expenses. Log on to our website today and book an appointment for Muthoot FinCorp ONE gold loan from home.

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