Perks of Borrowing Against Your Treasures


In times of financial need, having access to quick and hassle-free loans can be a lifesaver. One such option gaining popularity is a loan against assets, particularly gold. Muthoot FinCorp ONE, a leading financial institution, offers Gold Loans that provide customers with immediate access to funds, ensuring convenience and security. Let's explore the benefits of this loan option and how it can help you unlock the value of your gold.

Speedy and Convenient Process: With Muthoot FinCorp ONE, getting a Gold Loan is a breeze. They offer a doorstep service, ensuring that you can avail yourself of a loan from the comfort of your home. In just 30 minutes*, their representatives will visit your home, assess your gold, and provide you with an instant loan amount. Alternatively, you can visit any of their 4500+ branches across India to get the loan you need without any wait time. The process is designed to be quick and hassle-free, ensuring that you can access funds when you need them the most.

Competitive Interest Rates and Zero Processing Fees: Muthoot FinCorp ONE understands the importance of affordability when it comes to loans. Their Gold Loans come with interest rates as low as 0.83%* per month, making it an attractive option for borrowers. Additionally, they have zero processing fees, eliminating any extra financial burden. By offering competitive rates and transparent fees, Muthoot FinCorp ONE ensures that borrowers can meet their financial needs without incurring excessive costs.

Instant Transfer and Full Access: Once your gold is evaluated and the loan is approved, Muthoot FinCorp ONE ensures instant transfer of the loan amount to your bank account. This feature is particularly beneficial during emergencies when time is of the essence. Moreover, the institution provides you with 100% access to your gold, giving you the flexibility to retrieve your assets once the loan is repaid. This combination of speed and accessibility makes a loan against assets an attractive choice for those seeking quick financial solutions.

No Credit Record Check: One of the significant advantages of a loan against assets is that your credit history does not affect your eligibility. Muthoot FinCorp ONE does not conduct credit record checks when evaluating your loan application. This feature opens up opportunities for individuals with less-than-perfect credit scores to access funds based on the value of their assets. Whether you have a good credit history or not, a loan against assets can provide you with the financial support you need.

Safe and Secure Storage: When you choose Muthoot FinCorp ONE for your Gold Loan, you can rest assured that the safety and security of your assets are their top priority. They have BIS Standard 9400 compliance for gold storage, ensuring that your gold is stored in a secure environment. Additionally, the institution offers insurance coverage for your gold and tracks it during transit. With these safety measures in place, you can have peace of mind knowing that your valuable assets are in trusted hands.

A loan against assets, specifically gold, provides a flexible and convenient solution for meeting your financial needs. Muthoot FinCorp ONE offers Gold Loans that combine speed, affordability, and security, ensuring that you have the necessary funds when you need them the most. With a hassle-free application process, competitive interest rates, and zero processing fees, Muthoot FinCorp ONE stands out as a reliable option for individuals looking for quick and reliable financial assistance.

Whether you choose to get a Gold Loan from the comfort of your home or visit one of their many branches across India, Muthoot FinCorp ONE's loan against assets provides the financial flexibility you need to overcome any challenges that may come your way.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - | Download App