Secret Behind Millionaires' Preference for NCDs


Ever wondered how millionaires continue to grow their wealth consistently? It's not just about having loads of money; it's about smart investment choices too. One such avenue they explore is Non-Convertible Debentures (NCDs), a rather intriguing yet rewarding option that's been making rounds in the financial world.

What's the Buzz About NCDs?

Let's break it down for you. Non-Convertible Debentures are a form of investment where companies raise capital by issuing debt instruments to investors. Sounds a bit complex? Not to worry, it's simpler than it seems.

The Benefits of NCD Investments

1. Fixed High Returns: Picture this—you can kickstart your investment journey with just ₹10,000! Plus, you stand to gain high returns of up to 9.43%*. That's impressive, right?

2. Hassle-free Process: It's as easy as 1-2-3! Enter your details, choose your investment option, and share your Demat details. Voila! You're on your way to investing smartly.

3. Financial Stability: NCDs offer high yields with low risk. It's a win-win situation. You get the returns without sweating over the risk factors.

4. Flexibility in Tenure: With varying durations available, you have the power to choose the tenure that fits your financial goals perfectly.

Why Choose Muthoot FinCorp Ltd.'s NCD?

Ah, the million-dollar question! Here's why you should consider Muthoot FinCorp Ltd.'s NCDs:

1. Higher Interest Rates: Their NCDs generally offer higher interest rates compared to traditional investment options. It's an opportunity to potentially earn more on your investment.

2. Regular Income: Imagine receiving periodic interest payouts—monthly, quarterly, or annually. It's like having a stable income source from your investments.

3. Diversification: NCDs diversify your investment portfolio, providing an alternative to stocks and mutual funds.

4. Credit Ratings and Liquidity: Backed by high credit ratings, Muthoot FinCorp Ltd.'s NCDs also offer liquidity. If needed, you have the option to sell them on the stock exchange before maturity, subject to market conditions.

How to Dive into NCD Investments?

Curious about how to get started? Here's the lowdown:

  • Through Muthoot FinCorp ONE App or Website: Log in, select NCD Investments, fill in your details, choose from available options, provide your DEMAT account details, and voila! You're in.

  • At Muthoot FinCorp Ltd.'s Branch: Visit the nearest branch, carry your PAN and DEMAT account number, and their associates will guide you through the process.

Frequently Asked Questions

1. KYC Requirement? Nope, not needed for NCD investments.

2. Investment Range? You can start with as little as ₹10,000 up to ₹5,00,000 via UPI. For larger investments, visit a branch.

3. Can I apply multiple times? Yes, you can, but each option is available for a single application, and there's a maximum cumulative investment limit.

4. Can I cancel my application? Absolutely! As long as the bidding window is open, cancellation is possible, albeit taking about 24 working hours for confirmation.

So, there you have it—the secrets behind why millionaires opt for NCD investments. It's the perfect blend of higher returns, stability, and ease of investment. Whether you're a seasoned investor or just starting, NCDs might just be the game-changer in your financial playbook.

Invest smartly, start small, and watch your wealth grow steadily. Ready to take the plunge? Head over to Muthoot FinCorp ONE and explore the world of NCDs today!

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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