Simplified Investing for Millennials - The NCD Way


Are you looking to grow your money without the complexity of the stock market or the unpredictability of some investments? Well, look no further. We are Muthoot FinCorp ONE, here to introduce you to an investment opportunity that’s easy, rewarding, and tailored just for you - Non-Convertible Debentures or NCDs.

NCD stands for Non-Convertible Debenture. It's a fancy term for a straightforward investment option offered by companies to raise capital. When you invest in an NCD, you're essentially lending money to the company. In return, you receive regular interest payments at a fixed rate for a specific period. Unlike some other investments, NCDs don’t convert into equity shares; instead, they promise steady income and the return of your principal amount at maturity.

Why choose Muthoot FinCorp Ltd.'s NCDs?

  • High Returns: With returns of up to 9.43%, Muthoot FinCorp Ltd.'s NCDs offer attractive interest rates that outshine many traditional options like fixed deposits or savings accounts.

  • Financial Stability: These NCDs provide a low-risk, high-yield investment avenue, enhancing your financial stability.

  • Flexible Tenure: Tailor your investment duration according to your financial goals, starting from just Rs. 10,000.

  • No KYC Hassles: Skip the lengthy KYC process. Investing in NCDs through us is fast-tracked and hassle-free.

  • Regular Income: Enjoy periodic interest payouts, giving you a consistent income stream.

Here's how you can invest in NCDs with us in three simple steps:

  • Enter Your Details: Log in to the Muthoot FinCorp ONE app or website, providing your email address and PAN.

  • Choose Your Option: Select from the available NCD options that suit your investment goals.

  • Share Your Demat Details: Provide your DEMAT account details and UPI address.

FAQ s Answered:

  • Face Value of NCD: It’s the initial value of the debenture, representing the principal amount repaid at maturity.

  • KYC Requirement: Nope, you don’t need to complete KYC to invest in NCDs through us.

  • Investment Range: Start from as low as Rs. 10,000 and invest up to Rs. 5,00,000 via UPI. Need to invest more? Visit our nearest branch!

  • Applying Multiple Times: Sure, you can apply multiple times but only for different options. The cumulative maximum investment limit is Rs. 5,00,000.

  • Cancellation Policy: You have the flexibility to cancel your application during the bidding window. Keep in mind, it takes around 24 working hours for confirmation.

  • In-Person Assistance: If digital isn’t your thing, no worries! Visit your nearest Muthoot FinCorp Ltd. branch with your PAN, DEMAT, and bank account details. Our associates will guide you through the application process seamlessly.

Investing doesn’t have to be overwhelming. With Muthoot FinCorp Ltd.'s NCDs, you can easily grow your money while enjoying the peace of mind that comes with a secure, fixed-income investment.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

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