Ways to Build Your Savings

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Saving money isn't just about stashing cash under your mattress; it's a craft that requires strategy and diligence. You are Muthoot FinCorp ONE, and we're here to help you unlock various ways to build your savings effortlessly.

Here are some effective ways to build your savings over a period of time:

  • Automate Your Savings

  • Budget Wisely

  • Cut Down on Unnecessary Subscriptions

  • Avoid Impulse Buy

  • Earn Extra Income

  • Invest Wisely

And at Muthoot FinCorp ONE, we are here to guide you through the avenues to build your savings, effortlessly and securely.

1. Get Gold Loans

One of the most efficient ways to secure instant funds is through Gold Loans. With Muthoot FinCorp ONE, you can access this service within 30 minutes*, whether you're at home or at any of our 3600+ branches across India. Benefit from low-interest rates starting at just 0.83%* per month and the safety of your gold stored securely at the nearest branch.

2. Invest in Digital Gold

Digital Gold opens doors to investing in 99.99% pure gold with as little as Re. 1. You can buy and sell at live market rates or initiate a Systematic Investment Plan (SIP) for as low as Rs. 10. The flexibility and security of this investment option make it an excellent addition to your savings strategy.

3. Make Payments Seamlessly

Handle your expenses effortlessly by paying rent, vendor bills, electricity, post-paid mobile, internet, and LPG gas cylinder bills through Muthoot FinCorp ONE. Recharge DTH and prepaid mobiles or manage repayments for loans like Vyapar Mitra, Swarnavarsham, vehicle loans, chit installments, EMIs, and more – all in one place.

4. Invest in NCDs

Non-Convertible Debentures (NCDs) offer high-yield, low-risk investment opportunities. Start with just ₹10,000, fast-track your investments, and reap returns of up to 9.43%*. This form of investment diversifies your portfolio and provides regular income with fixed tenures.

As you explore these avenues, you might have questions:

  • Digital Gold Safety: Your investment in Digital Gold with Muthoot FinCorp ONE is secure. The gold is stored in insured vaults, and you can convert it into physical gold soon.

  • Payment Methods: We support various payment modes, including credit cards, debit cards, net banking, UPI, and e-wallets for your convenience.

  • Rent Payments: Paying your rent via Muthoot FinCorp ONE offers benefits such as earning reward points, cashback, and instant discounts while improving your credit score.

  • Investing in NCDs: Start your investment journey without extensive KYC requirements and with a flexible investment range.

These simple yet impactful strategies can significantly bolster your savings. Keep in mind, the key is consistency and smart utilization of available financial tools.

What's Next with Muthoot FinCorp ONE?

Stay tuned! We're continually expanding our offerings. Soon, you can access Forex & MSME Loans, Insurances, Two-Wheeler Loan & Housing Loan, making your journey toward financial security even more comprehensive.

Building savings isn't a one-size-fits-all approach. It involves a tailored strategy aligned with your financial goals. With Muthoot FinCorp ONE, you have a multitude of options at your fingertips, making your savings journey both convenient and rewarding.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

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