What is Muthoot FinCorp Dhan Suraksha Policy?

Muthoot FinCorp Ltd’s Dhan Suraksha Policy is a safety net to protect your finances in times of need. It is a non-participating, non-linked group insurance policy offering a combination of benefits such as Accidental Death & Permanent Total Disability Benefit, Hospital Daily Cash Benefit, EMI Protect Cover & Critical Illness Cover with a single premium payment option.

This policy is both for Muthoot FinCorp Ltd. Gold Loan customers and non-Gold Loan customers with Unique Customer Identification Code (UCIC).

What Are The Plans For Dhan Suraksha Policy?

Dhan Suraksha has three plans - Silver, Gold, and Platinum.

Each of these is an annual plan with various premium payment options. It provides coverage benefits for - accidents, hospitalisation, and critical illnesses.

What Are the Inclusions For Dhan Suraksha Policy Plans?

• Silver Plan: This plan covers accidental death, hospital daily cash, EMI protection, and critical illness. It also offers coverage starting from Rs. 25,000.

• Gold Plan: The Gold Plan gives more coverage – up to Rs. 60,000. It covers accidental death, hospital daily cash, EMI protection, and critical illness.

• Platinum Plan: For maximum coverage, there's the Platinum Plan with coverage up to Rs. 1,20,000. It covers accidental death, hospital daily cash, EMI protection, and critical illness.

You can purchase a Muthoot FinCorp Dhan Suraksha Policy on Muthoot FinCorp ONE app from the insurance section in just a few simple steps:

• Step 1: Download the Muthoot FinCorp ONE app

• Step 2: Visit the Homepage section, tap on Insurance and then click on Dhan Surakhsha Policy

• Step 3: Please go through the instructions in the following two cases:

• If you are a Gold Loan customer: Select a Gold Loan Account ID with the specified loan amount and choose your preferred Dhan Surakhsha plan

• If you are a non-Gold Loan Customer

• Then choose your preferred Dhan Surakhsha plan to continue.

• Step 4: Check the selected plan details

• Step 5: Enter the policyholder and nominee details

• Step 6: Answer the questions regarding your health condition and tap Save & Continue.

• Step 7: Review policy details and proceed to pay (Important: Don’t forget to accept the terms & conditions before proceeding to make a payment).

• Step 8: Once you have completed the payment you will receive a confirmation message and you can then and download your ‘Certificate of Insurance.’

Dhan Suraksha Policy is a simple and strong financial protection insurance plan. It is for everyone – whether you have a Gold Loan or not.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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