What Is Swarnavarsham?

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Swarnavarsham is a gold savings plan that allows you to acquire gold jewellery, coins, and articles through easy and hassle-free installments, providing a golden opportunity to invest in your future. It is a pathway to building your wealth in gold.

All you need to do it apply for it on the Muthoot FinCorp ONE app, choose your desired product, make easy installments over 3, 6, or 9 months, and receive your purchase once all payments are complete.

Powered by Muthoot EXIM, Swarnavarsham, along with being a gold savings plan, is a journey towards securing your future.

What Are The Benefits Of Swarnavarsham:

  • Purity Assurance: One of the key benefits of Swarnavarsham is the assurance of purity. All products offered under this scheme are BIS Hallmarked, guaranteeing the quality of your gold. Gold coins boast 24K purity with 999 fineness, while gold jewellery and articles are 22K with 916 purity. This commitment to purity ensures that your investment is not just in gold but in pure, high-quality gold.

  • Rate Stability: Now no need to worry about gold rate fluctuations affecting your installments. Once you book your Swarnavarsham product, the gold rates are immediately frozen, and a proforma invoice is generated. All your EMIs are then calculated based on this invoice. This means that any rise or fall in gold rates won't impact your installment amounts or the product you have chosen, offering you stability in an otherwise unpredictable market.

  • Flexible Installment Tenures: Swarnavarsham understands that everyone's financial situation is different. To cater to varied needs, you can choose from installment tenures of 3, 6, or 9 months. This flexibility ensures that the scheme is accessible to a wide range of individuals, making it easier for you to plan your payments according to your financial capabilities.

  • Tamper-Proof Packaging: Security is a top priority with Swarnavarsham. All products are delivered in tamper-proof packaging, providing an extra layer of protection. This feature ensures that your parcel is secure and makes it challenging for unauthorized individuals to access or open it. Your investment is not just financially secure but physically protected as well.

Lastly, Swarnavarsham plan, along with its purity assurance, rate stability, flexible installment tenures, and tamper-proof packaging, stands out as a reliable and convenient option if you are looking to invest in gold.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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