Why NCD Investments Are For Everyone

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Ever thought about making your money work for you while keeping the risk in check? That’s precisely what Non-Convertible Debentures (NCDs) do. Welcome to the world of NCD investments, where everyone has the opportunity to grow their wealth, and with Muthoot FinCorp ONE, it's simpler than ever!

What Exactly Are NCD Investments?

Non-Convertible Debentures (NCDs) are financial instruments used by companies to raise capital from investors. They offer fixed interest rates and a specified maturity period during which the issuing company pays regular and fixed interest payments to the debenture holders. Unlike convertible debentures, NCDs cannot be converted into equity shares. Instead, investors receive periodic interest income.

Why Should You Consider Muthoot FinCorp Ltd.'s NCDs?

Here's the kicker – Muthoot FinCorp Ltd. offers NCDs that stand out from the traditional investment schemes. Here's why they're worth your attention:

1. Higher Returns

Muthoot FinCorp Ltd.'s NCDs offer higher interest rates compared to regular fixed deposit schemes or savings accounts. Imagine potentially getting higher returns on your investment – sounds good, right?

2. Regular Income Stream

With periodic interest payouts, NCDs ensure you have a steady income flow – be it monthly, quarterly, or annually. It's a smart choice for those seeking a reliable income source from their investments.

3. Diversification and Stability

Adding Muthoot FinCorp Ltd.'s NCDs to your investment portfolio diversifies your assets. They act as an alternative avenue to stocks, mutual funds, and other traditional options while providing stability due to their fixed tenure.

4. Easy Liquidity and Tax Efficiency

Listed on stock exchanges, these NCDs offer liquidity, giving you the flexibility to sell them if needed (subject to market conditions). Moreover, depending on tax regulations, you might enjoy certain tax advantages from your NCD investments.

How Can You Invest in NCDs through Muthoot FinCorp ONE?

Investing in NCDs through Muthoot FinCorp ONE is as easy as pie. Here’s a quick guide:

  • Log In: Access the Muthoot FinCorp ONE app or website.

  • Choose NCD Investments: Select the NCD investment option.

  • Provide Details: Enter your email address and PAN.

  • Select Your NCD Option: Choose from available options.

  • Add Your DEMAT Account: Ensure it's linked to your PAN.

  • UPI Address (VPA): Provide your UPI address.

  • Submit: Click to submit your application.

Answering Your Queries

  1. Do I need KYC for NCD Investments? Nope, no KYC required for NCD investments.

  2. Minimum and Maximum Investment? You can start with just Rs. 10,000 and invest up to Rs. 5,00,000 via UPI. For larger investments, visit the nearest Muthoot FinCorp branch.

  3. Applying Multiple Times? Yes, you can apply multiple times for different options, but there's a cumulative investment limit of Rs. 5,00,000.

  4. Canceling Applications? Absolutely! You can cancel your application within the open bidding window, usually taking up to 24 working hours for confirmation.

See? NCD investments with Muthoot FinCorp ONE are tailor-made for everyone – whether you're a seasoned investor or just dipping your toes into the investment world. It's simple, flexible, and offers a secure way to make your money grow.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

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