About Gold Loan from Home
What is a Gold Loan from Home?
A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home seamlessly. Our loan managers will carry your gold jewellery safely to a nearby Muthoot FinCorp branch, so you don’t have to worry about traveling with your gold jewellery.
**Available in selected cities
What are the benefits of getting a Gold Loan from Home?
When you book an appointment for a Gold Loan from Home, we come to your home to collect the gold jewellery at your preferred date and time, making the process easy, hassle-free, and seamless. Additionally, we carry your pledged gold jewellery to a nearby Muthoot FinCorp branch in a GPS-tracked safe locker, so you don’t have to carry it yourself. Your pledged gold jewellery is automatically insured as an added layer of protection.
How is a Gold Loan from Home different from a traditional Gold Loan?
A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home seamlessly and our loan managers carry your gold jewellery safely to a nearby Muthoot FinCorp branch, so you don’t have to worry about traveling with your gold jewellery.
What are the different Gold Loan schemes available for Gold Loan from Home?
We offer various schemes on our Gold Loan from Home that you can get through our app. To check the details of the different schemes available please visit the Gold Loan page on the app.
What is the tenure for repayment of a Gold Loan from Home?
You can choose the tenure of your liking depending on your loan amount and the various Gold Loan schemes available when you get our Gold Loan from Home. Please go through the different schemes in detail before selecting the tenure and scheme.
Can I make changes to the existing Gold Loan from Home schemes available?
All our schemes have been designed keeping the best interest of our customers in mind and you can pick the scheme of your liking basis the loan amount, rate of interest, and other parameters that work best for you. To check the details of the schemes available please visit the Gold Loan page on the app.
In which cities is Gold Loan from Home available?
Currently we offer a Gold Loan from Home in Bangalore, Mumbai, Kolkata, Cochin, Trivandrum, Delhi-NCR, Bhubaneswar, Chandigarh, Pune, Jaipur, Indore and Ahmedabad. Gold Loan from Home is coming soon to more cities in India.
What is Loan-to-Value (LTV) rate for Gold Loans and how does it impact my loan amount?
The LTV (Loan-to-Value) rate determines your maximum Gold Loan amount eligibility for the appraised value of your gold jewellery. Since gold prices fluctuate daily, it directly impacts your maximum loan eligibility. Additionally, the scheme you select also determines the final Gold Loan amount. For more details please check the Muthoot FinCorp ONE app to understand your borrowing capacity.
