Gold Loan advice & tips for professionals


As a professional, you can consider our Gold Loan from Home for any of your financial requirements. Click here to know how you can use our Gold Loan from Home. Ease and convenience are one of the attractive features of our Gold Loan from Home, but you should be aware of certain things before you opt for a gold loan.

We offer Gold Loan from Home, where you can get a gold loan from the comfort of your home without ever stepping outside. Here are the few things you should consider before applying for a gold loan

Interest rates and financial charges We offer the best in the industry interest rates for our gold loans from home. We also provide a 0% processing fee for our gold evaluation and collection.

Flexible repayment schemes and loan tenure You must be aware of the lender's repayment terms. We offer flexible repayment options suitable to your budget. We have schemes where you can even extend the payment of the entire loan amount, including interest, till the end of the tenure if you are sure about a stable cash flow.

Below are the repayment options we provide to our customers.

  • Repayment of the gold loan as EMI.

  • Partial payments.

  • Pay interest upfront and settle the principal at the end of the tenure.

  • Interest in EMI & Principal at closure.

  • Gold loan Bullet repayment.

Click here to learn more about repayment options.

Loan to value ratio The purity of gold, net weight, and LTV ratio are the factors that determine the loan value against the gold jewellery you pledged. We provide maximum loan to value in the market. We accept gold jewellery above 18 Karat for gold loans. Click here to learn more about how we evaluate the net weight and purity of gold jewellery.

Click here to use our online gold loan calculator to evaluate the loan you are eligible for against your gold jewellery.

Ensure the reputation of the lender You may get gold loans from unregulated lenders with higher interest rates. Accuracy of valuation and safety of your gold may not be guaranteed with such unregulated institutions. You must compare lenders before applying for a gold loan in terms of safety, interest rates, repayment facilities, and loan-to-value ratio.

Always choose a lender with credibility, like our gold loan from home. We are a SBU of Muthoot FinCorp, one of the most trusted NBFCs in India, with a legacy of 135 years of serving customers.

Click here to learn more about how to apply for a gold loan from home.

Safety & Convenience The gold jewellery collected from your home is transported to the nearest Muthoot FinCorp branch in a GPS-tracked, highly secured, safe locker for storage. You can conveniently access your gold anytime, at your doorstep or at the Muthoot FinCorp branch. Additionally, your valuable jewellery is insured for an added layer of security at all times.

Click here to learn more about the measures we take to keep your gold safe.

Your CIBIL score has no significance for gold loan approval. Maintaining a good credit score is advisable as a working professional for a better CIBIL score. Making timely payments towards your gold loan can enhance your credit score. Now, with the above tips' clarity, head to our website today and book an appointment for our Gold Loan from Home.

*T&C Apply.

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